Active and Inactive Health Care Providers

Active and inactive are terms used in the Health Care Provider Insurance Availability Act to establish how Fund coverage applies to claims or lawsuits asserted against a health care provider.

• Active health care providers are those individuals and entities engaged in rendering professional services who maintain basic professional liability insurance. For active health care providers, the Fund coverage is excess of the primary policy.
  
• Inactive health care providers are those individuals who no longer maintain basic professional liability insurance because they no longer render professional services as a Kansas health care provider. The Fund provides first dollar defense coverage, when necessary, for eligible inactive health care providers.

Health care providers who become inactive are provided Fund "tail" coverage without any additional cost if the provider has complied with the Fund for at least five years.  Post graduate training compliance periods do not count toward this five year requirement.  Health care providers with less than five years of Fund compliance may purchase Fund "tail" coverage.  For more information about optional Fund "tail" coverage please click here.