Kansas sunrise landscape - photo by Harland Schuster

Kansas Health Care
Stabilization Fund

300 SW 8th Ave, 2nd Floor
Topeka, KS 66603

Ph: (785) 291-3777
F: (785) 291-3550
hcsf@hcsf.org

Cancellations, Expirations & Non-renewals

Insurers must comply with the following statutory requirements:

Pursuant to K.S.A. 40-3402(a)(2): "In the event of termination of basic coverage by cancellation, nonrenewal, expiration or otherwise by either the insurer or named insured, notice of such termination shall be furnished by the insurer to the board of governors, the state agency which licenses, registers or certifies the named insured and the named insured. Such notice shall be provided no less than 30 days prior to the effective date of any termination initiated by the insurer or within 10 days after the date coverage is terminated at the request of the named insured and shall include the name and address of the health care provider or providers for whom basic coverage is terminated and the date basic coverage will cease to be in effect. No basic coverage shall be terminated by cancellation or failure to renew by the insurer unless such insurer provides a notice of termination as required by this subsection."

These are statutory requirements. Neither the Fund staff nor the HCSF Board of Governors can modify these provisions or grant exceptions. A sample "Notice of Cancellation/Termination"  and associated  instructions may be downloaded from the forms page.

 

Refunds

Subsection (a)(2) of K.S.A. 40-3402 requires that insurers notify the Board of Governors of cancellation of basic coverage in a timely manner. In the event of late notice of cancellation of basic coverage by an insurer, the Board of Governors will consider the late notice to be beyond the health care provider's control. In such instances of late notice of cancellation, the Board will calculate the unearned Health Care Stabilization Fund surcharge based on the date the notice of cancellation was received minus ten days. If the health care provider has become inactive and is no longer practicing in Kansas, the Board will determine the thirty-day time period during which a health care provider may purchase prior acts coverage from the Health Care Stabilization Fund Board of Governors based on the date the notice of cancellation was received minus ten days.

FORMS PAGE LINK

 

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